Retrieve Your BVN Without a Phone Number? The Bank Verification Number (BVN) is an 11-digit code introduced by the Central Bank of Nigeria in 2015 for all registered banks in the country. Its purpose is to ensure that each bank customer has a unique identification number, reducing cases of mistaken identity and fraudulent attempts. It is important to keep your BVN confidential and not expose it unnecessarily.
Why BVN is Important Your BVN is as crucial as your bank account number as it is required for specific transactions to be completed successfully. Safeguarding your BVN from scammers or hackers is essential to protect your money.
How to Check BVN: 4 Ways to Retrieve Your BVN Without a Phone Number
Retrieving BVN Without a Phone Number With the advancement of technology, you can retrieve your BVN online even without a phone number. Here are some methods you can use:
- Mobile Banking Apps: Download your bank’s mobile app from the Google Play Store (for Android users) or Apple Store (for iPhone users). Sign in with your account details, and you will be able to find your BVN within the app.
- Internet Banking: Visit your bank’s website and access their Internet banking platform. Sign in using your username and password, and you will have the option to retrieve or view your BVN.
- Using a Different Phone Number: If you have a phone without internet connectivity, you can dial the USSD code 5650# and follow the prompts to receive your BVN number.
- Visit the Bank: If the above methods don’t work for you, you can visit your nearest bank branch with a valid ID card (voter’s card, national ID card, international passport, or driver’s license) and two recent passport photographs. The bank will assist you in retrieving your BVN. You can easily check your BVN Online Here.
How to Change Your Phone Number Linked to Your BVN
Changing Your BVN Phone Number If you have lost your phone number linked to your BVN, it is crucial to change it to prevent potential scams. Follow these steps:
- Obtain an affidavit stating that the previous phone number was yours and that you want to change it.
- Provide a suitable means of identification.
- Visit the nearest branch of your bank and request a change of phone number.
- It may take up to 24 hours to receive a notification confirming the linkage of your new phone number to your BVN. You can also dial the USSD code *565# on your new number to check the status.
Importance of Having a BVN Having a BVN offers several benefits:
- Efficient Bank Operations: BVN ensures smoother banking operations and customer identification across different banks.
- Reduced Fraud: The introduction of BVN has significantly reduced fraudulent activities.
- Access to Loan Products: Your BVN is one of the criteria required to access loan products from banks.
- Required for Major Bank Transactions: BVN is necessary for bulk transactions from your bank account.
Common Errors in BVN Linking While registering for BVN, it is important to avoid errors such as:
- Having a different name on the bank account compared to the BVN.
- Having a different number of names on the bank account and BVN.
- Misspelled names on the BVN compared to the account name.
Frequently Asked Questions
- Can I have 2 BVN numbers? No, you can only have one BVN number, but you can retrieve it if you forget or lose your phone number.
- Can I retrieve my BVN using my phone number? Yes, you can dial the USSD code *565# to retrieve your BVN using your phone number. This will incur a charge of #20.
- How can I retrieve my BVN using another phone number? Simply dial the USSD code 5650# from another phone number to retrieve your BVN.
In conclusion, this post provided information on how to retrieve your BVN without a phone number and emphasized the importance of securing your BVN. If you require further assistance with your banking experience, you can visit our website for more information and support. We are dedicated to serving you.